Flexibility in Financing
Simple, Fast and Secure Financing with Fraser Johnston
Make your purchase even easier with these exclusive benefits
As a Cardholder You'll Receive:
Dedicated credit limit for your future home improvement projects
Promotional financing with convenient monthly payments*
Hassle-free application process with fast credit decisions
Apply For Financing In 3 Easy Steps!
Step 1: Find A Local Contractor
Step 2: Ask About The Financing Options They Offer
Step 3: See if you Prequalify OR Apply Now
Prequalification steps do not impact your credit bureau score
Begin HereFinancing that Works For You
Special Financing Promotions Available
18 Months No Monthly Interest if Paid In Full Within 18 Months At Participating Contractors*
Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 months. $69 account activation fee will apply. Fixed monthly payments required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full.
Accessible Credit Solutions with Fortiva
Take the Next Step on Your Financial Journey
Less than ideal credit? Financing options are still available. Even if you don’t qualify for traditional financing, your Fraser - Johnston Contractor offers second look residential financing through the Fortiva Retail Credit program issued by The Bank of Missouri. This specialized lender offers financing alternatives for US based buyers to find payment options that meet your needs. Contact your local contractor for details.
Need To Pay Your Bill Or Update Your Account Information?
Frequently Asked Questions
Need to speak with a representative?
Contact Synchrony Bank Customer Service at 1-866-396-8254
What is the Synchrony Home Design Credit Card?
Fraser Johnston offers homeowners financing through the Synchrony Home Design Credit Card with a revolving credit limit.
How do I apply for Fraser Johnston financing with a Synchrony Home Design Credit Card?
Find a local contractor that offers financing then apply for the Synchrony Home Design Credit Card. Click here to find a local dealer, and then click here to apply today!
Where do I check the status of my account?
To check the status of your Synchrony Home Design Credit Card account, click here to go to the Synchrony Bank website. After logging in to your account, you will be able to:
- Make a Payment.
- View your Balance.
- Update your account information.
How can I make a payment on my Synchrony Home Design Credit Card?
There are three convenient ways to pay your bill.
- Pay Online: Click here to manage your account and make payments online
- Pay by Phone: Contact Synchrony Bank Customer Service at 1-866-396-8254 during the hours listed below to make a payment by phone.
Monday–Sunday 7:30 a.m. to 12:00 midnight EST
There may be an additional fee to make an expedited payment by phone. - Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
Synchrony Bank
PO Box 960061
*The financing offer above may not be offered by all contractors. Please contact your local contractor for more information. Qualifying purchase must be made with your Synchrony Home Design Credit Card. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. Fixed monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance except that the fixed monthly payment will continue to be required until the promotion is paid in full. New Accounts as of 07/16/24: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $69 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.